Credit Analyst
General description: Credit Analyst. Analyzes the income, credit history, and financial documents of clients interested in acquiring properties, whether through direct financing, banking, or the FHA system.
Requirements:
- Advanced studies in Business Administration, Finance, Economics, Banking and Finance, or related fields.
- Advanced proficiency in Excel and analytical tools.
- Knowledge of credit bureaus and credit scoring.
Main functions:
- Analyze the income, credit history, and financial documents of clients interested in acquiring properties, whether through direct financing, bank loans, or under the FHA system.
- Verification and compliance: Ensure that the personal, employment, and financial documentation of clients meets all credit requirements.
- Risk analysis and recommendations: Determine clients’ risk profiles and provide clear recommendations regarding the approval or denial of credit applications.
- Coordination with financial institutions: Manage and follow up on financing requests and pre-approved loans with banks and financial institutions.
- Client support: Provide professional support and guidance to clients throughout the credit process, ensuring a smooth and transparent experience.
- Other related functions as needed.